You may have heard that the Department of Finance recently announced that as of October 17, 2016 the rules for qualifying for a “high ratio” mortgage will change. You can view the entire announcement HERE. The part that will affect most people is: Applying a Mortgage Rate Stress Test to ...
Continue ReadingI work with a ton of first time home buyers. They might be my favourite type of buyer. They are almost always super excited! Usually, they have been renting for a while and have recently realized the benefits of owning their own home. The 3 most common types of properties ...
Continue ReadingRecently, RECA (Real Estate Council of Alberta) released to guidelines for the Real Estate industry to be used when measuring properties. It is called the Residential Measurement Standard or RMS for short. In my opinion, it’s been a long time coming. In the Past I know for a fact that many ...
Continue ReadingA Couple of Newbies One of my worst deals to date was actually my very first deal! I was fresh in the business (Licensed Realtor® for about 3 weeks). My buyer was a young lady looking to purchase her very first property. She wasn’t really sure what she wanted so ...
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