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New Mortgage Qualification Rules

You may have heard that the Department of Finance recently announced that as of October 17, 2016 the rules for qualifying for a “high ratio” mortgage will change. You can view the entire announcement HERE. The part that will affect most people is: Applying a Mortgage Rate Stress Test to ...

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Top 3 Types of Homes for First Time Home Buyers

I work with a ton of first time home buyers. They might be my favourite type of buyer. They are almost always super excited! Usually, they have been renting for a while and have recently realized the benefits of owning their own home. The 3 most common types of properties ...

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